3 Top Risks to Co-Signing for a Loan

While most people understand what it means to be the primary borrower on a loan - not everyone knows what is involved in Co-signing on a Loan. When you co-sign for a loan, you take on additional financial responsibility for the loan and there are inherent risks. It's important to fully understand how co-signing on a loan will effect your financial profile before saying "yes" to your friend or family member.

Risk: You are Responsible for the Loan. 

If, for any reason, the primary borrower misses or can no longer make payments, the lender will expect you to pay. If you are incapable of making those additional payments - rethink co-signing.

House Hunting Tips Part III: Getting Emotionally Ready to Buy a Home

Are you thinking about buying a home? If you've done your share of house-hunting before, you know that finding that perfect house can be an exhausting endeavor financially, physically and emotionally.

In this Part III of our Home Buying checklist series - we're going to review the emotional prep work necessary to get the most out of your house hunting.

House Hunting Tips Part II: Getting Physicially Ready to Find a Home

Are you thinking about buying a home? If you've done your share of house-hunting before, you know that finding that perfect house can be an exhausting endeavor financially, physically and emotionally.

In this Part II of our Home Buying checklist series - we're going to review the physical prep work necessary to get the most out of your house hunting.

House Hunting Tips Part I: Getting Financially Ready to Buy a Home

Are you thinking about buying a home? If you've done your share of house-hunting before, you know that finding that perfect house can be an exhausting endeavor financially, physically and emotionally.

In this Part I of our Home Buying checklist series - we're going to review the financial prep work necessary to get the most out of your house hunting.

How to Deal with A Difficult Homeowners Association

Whether you currently live in a community with a Homeowners Association (HOA) or are considering buying a home that is subject to an HOA - odds are you might have some concerns about how to best deal with a difficult homeowners association.

Understanding the Bylaws is Key

Bylaws are created upon the formation of a homeowners association to help create a standard of expectation. As a homeowner, reading the bylaws helps you know what is expected of your home and property as well as the proper course of action you should take to make changes or additions. An HOA will be far less of a nuisance if you follow the rules and procedures outlined in the Bylaws.

Should I Add Solar Panels to My Home?

"Going Solar" is a hot phrase going around right now. There are billboards, magazine ads and television commercial circling the nation focused on how easy it is to add solar panels to your home and the resulting benefits. However, just like many homeowners, you might be wondering if "going solar" is really as good as it sounds. If you're considering jumping on the solar band wagon, we're here to share some of the pros and cons so you can make the best decision for you and your family.

Part III: Your Refinance FAQ's Answered

To continue our 3 part series about Home Mortgage Refinancing, we want to point out that everyone has a different financial picture, unique goals and specific reasons why a refinance may or may not be the right course of action. Always seek out a mortgage professional to discuss your scenario so that you can make the best decision for you and your family.

Click here to read Part I: Should I Refinance My Home?

Click here to read Part II: Refinance Checklist

We've covered the questions you might have about whether you should refinance your home and we've given you a checklist of important documents and info you should have on hand but just to make sure you're confident - we're answering many commonly asked questions about refinancing.