How to Deal with A Difficult Homeowners Association

Whether you currently live in a community with a Homeowners Association (HOA) or are considering buying a home that is subject to an HOA - odds are you might have some concerns about how to best deal with a difficult homeowners association.

Understanding the Bylaws is Key

Bylaws are created upon the formation of a homeowners association to help create a standard of expectation. As a homeowner, reading the bylaws helps you know what is expected of your home and property as well as the proper course of action you should take to make changes or additions. An HOA will be far less of a nuisance if you follow the rules and procedures outlined in the Bylaws.

Should I Add Solar Panels to My Home?

"Going Solar" is a hot phrase going around right now. There are billboards, magazine ads and television commercial circling the nation focused on how easy it is to add solar panels to your home and the resulting benefits. However, just like many homeowners, you might be wondering if "going solar" is really as good as it sounds. If you're considering jumping on the solar band wagon, we're here to share some of the pros and cons so you can make the best decision for you and your family.

Part III: Your Refinance FAQ's Answered

To continue our 3 part series about Home Mortgage Refinancing, we want to point out that everyone has a different financial picture, unique goals and specific reasons why a refinance may or may not be the right course of action. Always seek out a mortgage professional to discuss your scenario so that you can make the best decision for you and your family.

Click here to read Part I: Should I Refinance My Home?

Click here to read Part II: Refinance Checklist

We've covered the questions you might have about whether you should refinance your home and we've given you a checklist of important documents and info you should have on hand but just to make sure you're confident - we're answering many commonly asked questions about refinancing.

Spotlight on the Irvine Office

The Midwest Equity Mortgage - Irvine office serves Orange, Los Angeles, San Bernardino, and Riverside Counties as well as other areas across the state of California. We are available for appointments in office, over the telephone, or in your home or place of business.

John Busher, Branch Manager

John Busher

John graduated from the University of St Thomas in St Paul, Minnesota in 2000 with a degree in Business Management. He began his career as a Personal Banker for a Fortune 500 Bank, moved up the ranks and accepted a promotion and transfer to Southern California in 2003. A year later he moved into the Mortgage Industry in San Diego. He was a top producer for a regional mortgage banker from 2003 until 2011. He joined the team at Midwest Equity in 2011 and was quickly promoted to Branch Manager. John’s 12+ years in the financial services arena make his knowledge invaluable as he pursues helping families save money. John and his wife Brenda, have three children, Jake, Nick and Mike.