Spotlight on the Irvine Office

The Midwest Equity Mortgage - Irvine office serves Orange, Los Angeles, San Bernardino, and Riverside Counties as well as other areas across the state of California. We are available for appointments in office, over the telephone, or in your home or place of business.

John Busher, Branch Manager

John Busher

John graduated from the University of St Thomas in St Paul, Minnesota in 2000 with a degree in Business Management. He began his career as a Personal Banker for a Fortune 500 Bank, moved up the ranks and accepted a promotion and transfer to Southern California in 2003. A year later he moved into the Mortgage Industry in San Diego. He was a top producer for a regional mortgage banker from 2003 until 2011. He joined the team at Midwest Equity in 2011 and was quickly promoted to Branch Manager. John’s 12+ years in the financial services arena make his knowledge invaluable as he pursues helping families save money. John and his wife Brenda, have three children, Jake, Nick and Mike.

Spotlight on the Chesterfield Office

The Midwest Equity Mortgage - Chesterfield office serves the surrounding counties as well as other areas across the state of Missouri. We are available for appointments in office, over the telephone, or in your home or place of business.

Scott Carpenter, Branch Manager

Scott Carpenter

Scott graduated from Hannibal-LaGrange University in Hannibal Missouri in 1994, where he was a student athlete and played on the basketball team.  After graduating with a BS degree in Business, he pursued a career in consumer finance, and in 1997 transitioned his career into Mortgage Banking.  Scott has been a leader in the St. Louis mortgage industry for over seventeen years. He and his wife Nicole have one son: Haden, and reside in Wildwood, MO.

Spotlight on the St. Louis Office

The Midwest Equity Mortgage - St Louis office serves St. Louis, St Charles, and Jefferson Counties as well as other areas across the state of Missouri. We are available for appointments in office, over the telephone, or in your home or place of business.

Scott Carpenter, Branch Manager

Scott Carpenter

Scott graduated from Hannibal-LaGrange University in Hannibal Missouri in 1994, where he was a student athlete and played on the basketball team.  After graduating with a BS degree in Business, he pursued a career in consumer finance, and in 1997 transitioned his career into Mortgage Banking.  Scott has been a leader in the St. Louis mortgage industry for over seventeen years. He and his wife Nicole have one son: Haden, and reside in Wildwood, MO.

Spotlight on the Chicago Office

The Midwest Equity Mortgage - Chicago office serves all of Chicagoland as well as outlying areas in Cook, Lake and Dupage counties as well as the rest of the state of Illinois. We are available for appointments in office, over the telephone, or in your home or place of business.

Joe Paterna, Branch Manager – Chicago

Joe Paterna

Joe received his BA from Lake Forest College and went on to achieve a MA from the University Of Massachusetts. Joe grew up in Boston where he excelled on the handball court and is a member of the South Boston Hall of Fame. He now serves as the Branch Manager of our Chicago office using his experience and knowledge to promote the Midwest Equity vision. Joe and his wife, Carrie are happy to be back “home” in Chicago.Joe and his wife , Carrie reside in Oak Park and have one child, Angelina.

Joe oversees all daily operations of our Oak Brook Office. Joe has extensive mortgage banking experience and has originated hundreds of loans himself. Should you have any questions about your loan application which cannot be answered by your loan officer, or should you desire to reach out to Joe about anything, he is available anytime. Joe can be contacted at (630) 537-1701. 

Spotlight on the Kansas City Office

The Midwest Equity Mortgage - Kansas City office serves the Kansas and Missouri areas. We are available for appointments in office, over the telephone, or in your home or place of business.

Steven Klodzin, Branch Manager – Kansas City

Steven Klodzin

Steven began his career in the mortgage industry in 2005 and has a vast amount of knowledge and experience in several aspects of the mortgage process. During the past decade he spent several years as Vice President for a successful mortgage company and was heavily involved in operations as well as originating loans. Steven’s experience is a key asset to his clients when it comes to getting their loans closed quickly and efficiently. Steve and his wife Jaclyn reside in Lees Summit, MO.

Steven Klodzin oversees all daily operations of our Overland Park office. Steve has extensive mortgage banking experience and has originated hundreds of loans himself. Should you have any questions about your loan application which cannot be answered by your loan officer, or want contact Steve direct for anything, he is available anytime. Steve can be contacted at 913-214-9701.

Meet Our Mortgage Professionals (Click their name to learn more)

Spotlight on the Milwaukee Office

The Midwest Equity Mortgage - Milwaukee office serves the entire state of Wisconsin. We are available for appointments in office, over the telephone, or in your home or place of business.

Bill Livesey, Branch Manager – Milwaukee

William (Bill) Livesey

Bill attended the University of Wisconsin-Milwaukee where he graduated with a BA degree in Finance in 1989. He spent 13 years in the Finance and Credit industries, where he held numerous management positions. In early 2004 he transitioned into the Mortgage industry. He spent several years as a Mortgage Consultant, and is currently the Branch Manager of our Brookfield office. Bill’s twenty plus years of experience are a great asset to his customers when finding options to save them money. Bill and his wife Lisa reside in Greenfield, Wisconsin, along with their four children Joseph, Justin, Tyler, and Amanda.

Spotlight on the Miami Office

The Midwest Equity Mortgage - Miami office serves South Florida and other areas across the state. We are available for appointments in office, over the telephone, or in your home or place of business.

Phil Engel, Branch Manager

Phil Engel

Phil began his career in mortgage banking by trading mortgage back securities on Wall Street. From there, he represented major Wall Street investment firms like Wells Fargo and Merrill Lynch before transitioning to the retail end of the industry. Phil is proud to be the father of two grown children and a baby grandson.

Phil oversees all daily operations of our Miami Office. As a producing manager, Phil keeps on top of the changing market and is a valuable resource to the office. Should you have any questions about your loan application which cannot be answered by your loan officer, or should you desire to reach out to Phil about anything, he is available anytime. Phil can be contacted at 305-384-1800.

Spotlight on the San Diego Office

Jim Apesso

The Midwest Equity Mortgage - San Diego office serves North, South, and East San Diego County as well as Imperial County and other areas across the state of California. We are available for appointments in office, over the telephone, or in your home or place of business.

Dwayne Kotera, Branch Manager

Dwayne graduated from the University of Dayton where he majored in Business and was also part of the All Atlantic 10 golf team for four years. Dwayne started in the lending industry after a decade of sales and marketing success in the Midwest. He now serves as the Branch Manager of the San Diego office. Dwayne and his wife, Lisa, have two children:

Matthew Dennison

Brayden and Brynn.

Dwayne oversees all daily operations of our San Diego Office. Dwayne has extensive mortgage banking experience and has originated hundreds of loans himself. Should you have any questions about your loan application which cannot be answered by your loan officer, or should you desire to reach out to Dwayne about anything, he is available anytime. Dwayne can be contacted at 619-610-9802.